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Financing a Home

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Mortgage Guide

The Essentials

  • Social Security Numbers/Cards
  • Driver’s License or State ID
  • Purchase Agreement & any Addenda
  • Payment for Credit Report, Application Fees, & Appraisal
  • Residence addresses for the past two years
  • Name & Address of each employer
  • Pay Stubs for the last 30 consecutive days (include Gross Monthly Salary if not listed on stub)
  • Federal Income Tax Returns, Schedules, & W-2’s for the last two years

Lenders

As a courtesy, we have compiled a list of lenders to help you get started, but feel free to choose a lender other than those listed below. The lenders included here are willing to pre-qualify or pre-approve you for a mortgage!

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Have all Financial/Banking Information

  • Names, Addresses, Account Numbers, balances, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc.
  • Name & Address of Landlord or Mortgage payment book
  • Addresses & Loan information of other Real Estate owned
  • Checking & Savings Account Statements for the last three months
  • Statements for any 401K’s, retirement accounts, IRA’s, CD’s, mutual funds, stocks, or other investments for the last three months
  • Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful)


Additional Possibilities: Bring the following items if applicable:

  • Complete Divorce Decree with Separation Agreement
  • Bankruptcy papers including all schedules and discharge
  • Certificate of Eligibility or DD214’s (V.A. only)
  • If Self-Employed, see your loan officer for requirements (You may need Tax Returns for the past two years, all schedules, & financial statements)

Trusted by the People We Serve

Thom D.

Thom D.

We've just concluded our third property transaction with Barbara and her team. That alone tells you how much confidence we have in them. They are highly experienced, deeply knowledgeable, and immediately responsive. They are wo...
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Katrina L.

Katrina L.

Barbara's local market knowledge is second to none. Would highly recommend her for all of your real estate needs!
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Russell P.

Russell P.

Barb and her team are top-notch. I bought my house through her 9 years ago and just recently sold my house with her. She is truly a master of her craft. I can't thank her and her team enough for the great work they do.
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Leigh C.

Leigh C.

I loved working with Barbara and her team! I felt very confident with her. She helped us buy a house and sell ours. Very attentive! I'll actually miss not talking to her and Melanie daily!
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Patrick C.

Patrick C.

Excellent real estate service! Thanks, Barbara!
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Buyer

Buyer

Tammy was absolutely incredible to work with! I met her very early on in the process, and she was still willing to work with me. She was always very responsive to not only texts but calls as well. She was also patient and knowl...
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Pherna

Pherna

Barbara Wilson is a very professional lady and very knowledgeable about real estate services. She helped me sell my home really fast! I would recommend Barbara Wilson anytime as a Real Estate Agent.
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Emily S.

Emily S.

Cheryl helped us sell our first home and buy the perfect new home with a seamless transition! If she didn’t know the answer to a question we had, she found out and got back to us right away. Cheryl is honest, trustworthy, and p...
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Bridget P.

Bridget P.

Barbara has a wealth of experience and a true desire to help her clients make the best choices when selling their home. She communicated with us regularly with status updates. Her reputation and professionalism allowed for a ve...
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Buyer

Buyer

I can’t say enough about Derek. His patience and kindness helped me during this whole process. He was always available and attentive, which didn’t make us feel like we were just another family. I truly appreciate his knowledge ...
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Whether you're buying, selling, relocating, or simply exploring your options, we're here to answer your questions and help you understand your next steps. Tell us a little about what you're looking for, and a member of our team will be in touch.

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