Financing a home

Tips for meeting with a lender

Local lender contact information

Mortgage Guide

The Essentials

Social Security Numbers/Cards

Driver’s License or State ID

Purchase Agreement & any Addendums

Payment for Credit Report, Application Fees, & Appraisal

Residence addresses for past two years

Name & Address of each employer

Pay Stubs for the last 30 consecutive days (include Gross Monthly Salary if not listed on stub)

Federal Income Tax Returns, Schedules, & W-2’s for the last two years

The Barbara Wilson Real Estate Team | Howard Hanna

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Have all Financial/Banking Information

  • Names, Addresses, Account Numbers, Balance, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc.
  • Name & Address of Landlord or Mortgage payment book
  • Addresses & Loan information of other Real Estate owned
  • Checking & Savings Account Statements for the last three months
  • Statements for any 401K’s, retirement accounts, IRA’s, CD’s, mutual funds, stocks, or other investments for the last three months
  • Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful)

Additional Possibilities Bring the following items if applicable:

  • Complete Divorce Decree with Separation Agreement
  • Bankruptcy papers including all schedules discharge
  • Certificate of Eligibility or DD214’s (V.A. only)
  • If Self-Employed, see your loan officer for requirements (You may need Tax Returns for the past two years, all schedules, & financial statements)

Ready to start your real estate journey?

Partner with Barbara Wilson and her team of top real estate agents in Northeast Ohio!


As a courtesy, we have compiled a list of lenders to help you get started, although you should feel free to choose a lender other than those listed below. The lenders included here are willing to pre-qualify or pre-approve you for a mortgage!

Howard Hanna Mortgage Michele Lux
O: 330-846-3330 | M: 330-697-0204

Timothy Rhodes - Your Home Financial

Jamie Cleveland - Westfield Bank

Tim Bullock - Union Home Mortgage

Jim Markan - Edge Home Finance

Polly Robinson - 5/3 Bank



“When we decided to sell our house, we knew you and your staff were the team for the job. You all were always so prepared, professional and accessible when helping us buy the house that we knew we wanted the same quality of help in selling it. We can’t thank you enough for all you’ve done for us over the years!”

Doug & Julie

Medina, OH

“We are enjoying our home so much, we just had to send a quick THANK YOU. Thanks for your patience and flexibility with us during our extended time of “house-hunting”. You always kept us updated and it really paid off!”

Kathy & Brian

Hinckley, OH

“We want to thank you for helping us find our home in Strongsville. Your team did an outstanding job in helping to make the whole process a breeze and we couldn’t be happier in our new home.”

Chris & Elaine

Strongsville, OH

“Thank you for your time and patience during the process of buying our home. We know it’s your job, but we truly did have a great time!”

Mike & Wendy

Medina, OH

"Barb is the most professional person I have ever worked with. She truly is a pleasure to work with and carries herself extremely well. I will miss our conversations about the market here in Medina. I wish Barb much prosperity and good health for many more years of real estate success!"


Medina, OH

"We worked with Derek States, selling our home in Brook Park. Derek is very professional and was very easy to work with. Derek was available at all times of the day/night to assist with any questions we had. Exceptional attention to detail, and he explained everything very precisely. Barbara Wilson and her team were great to work with!"


Brook Park, OH

"Barb and her team were wonderful to work with from start to finish. Barb was able to get us an incredible selling price on our home and help us find a great family home. We were pleased with every step of both transactions!"

Jen & Garrett

Medina, OH

"Tammy Rao was excellent to work with. She was prompt and responsive even when out of town. She coordinated coworkers for appointments while she was on vacation. The entire Barbara Wilson team was prompt and always on time for appointments. The purchase was easy with the electronic closing and communications were timely. I would recommend Tammy and the others if your searching for a new home!"


Medina, OH

"Barbara was an excellent agent to work with. She was always available, extremely knowledgeable and such a pleasant person to do business with."

Jim & Becky

Medina, OH

"Many years ago, Barbara Wilson, Howard Hanna helped me when purchasing a home for my daughter. I knew then if I ever needed a real estate agent in the future, I would definitely call on her and 20 plus years later I did. My experience recently with Barbara Wilson, Howard Hanna was superior. Barb kept me informed every step of the way. I sold and purchased a home with Barbara's guidance and am extremely grateful for her support in making this a smooth process. I would definitely recommend Howard Hanna to family and friends."


Medina, OH